You have to forgive, if you want to manifest something better!

Wow, this one is sticky isn't it?!?! I am just crazy about my sisters so I would have a terrible time with getting my energy lined up in your situation. However, that's exactly what has to happen. It may not be an easy goal but there isn't any other way to create a comfortable experience!

 The course in miracles says, "To forgive is merely to remember only the loving thoughts you gave in the past, and those that were given you. All the rest must be forgotten. Forgiveness is a selective remembering, based not on your selection. For the shadow figures you would make immortal are enemies of reality."

 Enemies of reality means, to me, that any non-forgiveness, resentment or judgment that you hold about your experience with anyone actually works in opposition to creating the reality that you really want. Your anger towards the situation actually attracts more of the very thing you do not want (bad credit) and literally fights and prevents your sister from paying on time and maintaining her agreement with you. Literally, the more you feel worried and resentful of the situation the more you actually inspire your sister to not be able to pay the car note, even if she wants to, something will happen and she won't be able to fight the current of your (plus her own insecurities) thoughts about bad credit. 

 Therefore, your first order of business is to forgive your sister. Getting your energy lined up around her will help you to manifest the perfect outcome. This would look like you going back through everything she has every done that has even remotely offended you and acknowledging and really surrendering to the issue "being perfect" somehow. 

 For example, you might write a forgiveness statement in your journal about each issue until you feel totally free of ALL judgment about her. This does not necessarily mean that you will enter into a non-boundary relationship with her. It just means that you accept and love her for who she is because she's a Divine child of God. It means that you accept everything she has ever done as the perfect experience for you at the time (given who you were and what YOU needed for your own growth) and you accept that she did the best she could given who she is, what she's learned and what she was capable of up until that time. 

 A great tool for this is the worksheet in the back of the book Radical Forgiveness by Colin Tipping. Also, any of Gerald Jampolsky's books such as Love Is Letting Go of Fear are good resources for forgiveness. 

 Next, you'll want to surrender to the worse case scenario happening. Surrendering takes the edge off of you attracting it and allows you to get back to a good feeling place surrounding "all is well." Because, even if the car is repossessed (worse case) and it shows up on your credit or you have to pay for the car or sell the car yourself - you'll be able to handle it. You may not like the outcome but it is what it is and you can't do anything about it if that happens. Therefore you might as well FEEL better about it now and accept that the Law of Attraction is at work.

 Once you've established PEACE about the situation, you can begin to appreciate all the times you didn't get a call from the loan company. Appreciate all the times she did make the payment. Appreciate anything you can come up with around the situation and your sister. 

 At some point into the appreciation, you'll FEEL a shift. This shift is your indicator that you are beginning to create a new outcome. Once this shift occurs you can then reach for thoughts about your ideal outcome and what you REALLY want to have happen. These thoughts would be about how you want to feel in relationship to your sister; how you want to feel in relationship to your credit being perfect and A+; how you want to feel about the car, the loan, etc.   For example, you may journal something like, "I am so grateful that all is well surrounding my sister and my credit. I am grateful that we've all gotten something out of this and I now see my sister paying on time. I see my credit being perfect and the car loan being removed from my name in perfect timing leaving perfect credit in tact. I see my sister being inspired to a new place of total dependability and respect for our agreement. I am excited that I can trust her and her choices. I am excited that the car is no longer in my name. I am excited that I feel free in regards to my credit and my sister...." You get the idea?

 I found a little paragraph in an article I wrote some time ago about the above and want to share it with you: 

 Surrender, Forgive and Appreciate! 

These three things above all others support us in having a better life and in being the best person we can be. 

#1) Surrender all your worries, concerns, judgments, fears and dreams over to your higher power and trust that all is well and in Divine Order at all times. Surrendering is not giving up but a handing over of your stress to a higher source. When you surrender you literally free yourself from the self-imposed bondage that keeps you and your greatest dreams apart. 

#2) Forgive everyone and every thing that you hold any resentment towards no matter how slight or how heinous the crime. Forgiveness cleanses the heart, frees the soul and always opens the doorway to love. 

#3) Appreciate the wonder of your life. Appreciation is a powerful remedy for every ailment and ill feeling. An attitude of gratitude will attract miracles and magic. Additionally, there is an added bonus: there is nothing more attractive than a person who glows with genuine appreciation.  

It is possible that you'll be inspired to a different action. It is possible that the creative efforts of the past will reconcile this issue differently. However, you have the power right now to create a loving outcome here. One that is easy and comfortable; healing and loving; freeing and enlightening for everyone involved. 

Maintain your focus and your faith in the positive truths and you'll create a perfect outcome.